Is the Bank knocking at your door?

What if I Were To Show You A Way To Reduce Your Mortgage To Next To Nothing, Stop The Bank From Knocking And Save Your Home For Good…

Sounds too Good to be True?
Read on And Find Out Exactly How…

I know it can be hard hearing the phone ring not knowing who’s on the other side, particularly if you haven’t made a mortgage payment in a few months or more.  Is it the bank calling about your mortgage?  How much time to you have to move?  Can I afford to move?  When is this nightmare going to end?

…It’s time to stop worrying, I’m here to help. Before I go any further let me introduce myself.

…My name is Divina Westerfield, 29 years ago, I was an attorney in Saudi Arabia for over 2 years with the largest law firm in the Middle East. Yup, Saudi Arabia, its where women aren’t suppose to work, but I was working with world experts at the largest law firm in the Middle East in international banking, business, and finance learning these areas in-depth.

When I returned to the U.S, I was an attorney and a lobbyist in Washington, D.C. where I represented corporations and even in some cases, countries as a Registered Foreign Agent.

I later returned to Indiana where I built from scratch a highly respected litigation law firm, working for 12 years in the court system almost on a daily basis, and I have even served as Judge Pro Tem (temporary judge) when requested.

And over the last 10 years became an authority on mortgage notes, real estate, and securities offering.  Which creates the “perfect storm” using my knowledge in the area of quiet title.

Now back to what’s important, YOU…

It’s Time to Stop The Stress, Worry & Anxiety
Have You Found Yourself in an “Upside Down Mortgage”?

Not sure what an upside down mortgage is? When the real estate market collapsed in the U.S a few years ago, the buying frenzy came to an absolute halt. It even became hard for people with good credit to purchase a house. With so many homes on the market, but hardly any buyers, the market dropped drastically leaving home values much lower than before. This created many U.S. mortgages (just like yours!) with negative equity problems. And when you have no equity, you cannot refinance…

Think about it like this:

  • In 2005 you buy a house for $300,000 and only put down $30,000.
  • Your principal balance would then be $270,000
  • By 2009 it was worth $175,000, your principal balance is now $250,000

You are now upside down $75,000!
Does This Sound Like The Mess You’re In?

Don’t worry, you are not alone, and there is something you can do about it!

A Principal Reduction allows you to get rid of your negative equity, allowing you, the homeowner to be able to make your mortgage payments again, keeping your house, getting the banks off your back and living without stress again.

How Does This Work?

What we’ll do is ask your lender to prove that they own your mortgage by suing for a Quiet Title (commonly known as a Clear Title).

What a Quiet Title will do is create a situation that forces a lender to either negotiate with you or litigate quiet title to determine whether the mortgage/deed of trust and note are rightfully enforceable.

To make this happen we’ll follow our proven solution:

  • Title Search: We search the public records, back to the origin of the property, to identify all liens; which allows the preparation of a complete defendant list.
  • Forensic Loan Audit: RESPA, TILA, HOEPA and ECOA violations will be cited, to give you the valid causes of action needed to beat Demurrer. We will also generate a Damages claim based on the violations of the above Lending Laws and Predatory Lending practices.
  • Securitization Audit: To disprove Legal Standing of the Foreclosing Trustee and prove invalid conveyance of the debt from the Originating Lender, to the Trust, violating the Pooling and Servicing Agreement.
  • Demand Letter: Validation of Debt letter and Demand Letter written in QWR (qualified written request) format pursuant to RESPA (12 USC 2601 et seq). Will serve as another valid Cause of Action to get through Demurrer.
  • Complaint Package: Everything an individual or attorney needs, to file their case in State or Federal court, to help keep your home and achieve fair terms on your loan. Complaint consists of 12 to 16 Causes of Action based on the Forensic Loan Audi and Securitization Audit, Jurisdictional Pleadings, Loan Transaction Pleadings, Parties, Declaratory Relief, Quiet Title, Equitable Relief and Legal Damages.
  • Temporary Restraining Order: Stop the sale of the property for a period of 30-60 days.
  • Lis Pendens: To cloud the title of the home, making it very difficult for the bank to take and resell the property, forcing their hand at coming to an arrangement that suits the your financial needs.
  • Legal Discovery: We prepare legal discovery question for after you file suit, so you gain more knowledge about what you need for settlement or trial.
  • One Hour Consultation:  You or your local attorney will have a one hour consultation with one of our attorneys who are doing this every day to explain to you how to take these documents and make it work.
That’s A Massive $9,000 Value Right There

If you were to go out on your own and attempt to do all the above it’ll cost you well over $9000, and that’s not even thinking of the time costs in trying to connect with the right people to help you go through the process.

BUT because I know the stress you are going through I want to help you.  I’m going to do something, that no other attorney has or ever will do…

The laws may change, so we don’t know when this possibility may stop. So the people that come to me for help before any law change with their Principal Reduction are going to get the full $9,000 value for just a fraction of that price… I can only do this as long as there is no change of law (but you know how powerful the bank lobby can be), and I’m only doing this because I know what you’re going through.

I’ve been extremely lucky in my life, I’ve seen great success and have been oh so close to where you are right now…

Now don’t worry, we are also offering a payment plan for those of you that need it…

What Is Saving Your Home Worth to You?

The time has come to put an end to the calls, the constant living in fear, the what ifs… The Time has come for Action!

The NNA Principal Reduction
System which includes:

  • Title Search – Real Life Value: $150
  • Forensic Loan Audit – Real Life Value: $750
  • Securitization Audit – Real Life Value: $1,500
  • Qualified Written Request – Real Life Value: $350
  • Demand Letter – Real Life Value: $1,200
  • Draft Quiet Title Legal Complaint, With Additional Counts Based On Your Audits, Includes Temporary Restraining Order, Lis Pendens, and Legal Discovery – Real Life Value: $3,500
  • Sample Settlement Agreement – Real Life Value: $1,200
  • 1 Hour Consultation With Local Counsel – Real Life Value: $350

That’s a huge $9,000 value, but I don’t expect you to pay anywhere near that… I have put together a Special Package for those people who will act now.   But be quick, this offer may not be around for long, click the button below and get instant access NOW:

If you would like to order our Continuing Legal Education course, where attorneys from all over the United States learned more about Mortgage Securitization & Quiet Title, order our 7 Hour Video of the Course, which will include all documents provided at the seminar.

This is a Discounted Pre-Order value.

DVD of the class will be shipped on April 16, 2012

and the price will go up to the conference price on that same date.


 
 

To your Success!


 

 

Dr. Divina Westerfield
Attorney & President
National Note Association